Universal Credit: What is it and how will it affect students?
Kirsty reports on Universal Credit and explains why students from twenty-nine universities are so concerned about this new scheme.
Representatives from twenty-nine Scottish universities and colleges have penned an open letter demanding the government review the impact of Universal Credit on students. St Andrews student association has joined the student’s movement in criticising the introduction and unfair nature of the new benefit scheme. The open letter calls for “an urgent end to the unfair treatment of students in receipt of Universal Credit”. St Andrews University’s own student association president Jamie Rodney has signed his name to the open letter, pleading with the government to intervene and stop students being “trapped within the cycle of poverty, unable to complete their studies and increasing the chances of hardship and unemployment”.
So, what exactly is Universal Credit?
Universal Credit was launched by the government in 2010 to replace pre-existing benefits including: Housing Benefit, Child Tax Credit, Income Support, Working Tax Credit, Income-Based Jobseekers’ Allowance and Income Related Employment and Support Allowance. The new system has received nationwide resistance and concern from both opposition parties and social review organizations. The scheme was introduced by the government who claimed it would make the benefits system easier to access; however, the open letter claims that students’ “education is under threat due to reductions in their income”.
So, how are students being affected by the introduction of Universal Credit?
Well, unlike former benefit schemes, Universal Credit considers student maintenance loans to be a form of income. This makes the money gained through these loans’ deductible from the overall benefit payment a student may receive. This means that when students claim Universal Credit their maintenance loans, seen as income, reduce the amount they are awarded. In the open letter from student representatives it is claimed that students are losing out in almost £250 a month when the restrictions are enforced. It goes on to argue that “while £110 in student loans and/or grants is disregarded per month for those in receipt of Universal Credit, beyond this for every £1 a student receives, the same amount is deducted from monthly payments.”
The open letter cites the Student Support Review Group, a Scottish Government appointed focus group responsible for reviewing the education system to ensure its fair. In a report published in 2017 the review group argued that “no student should lose their benefit entitlements because they are in receipt of student funding”, and proposed a “special support payment” for those students in receipt of benefits, similar to the approach already taken in England, Wales and Northern Ireland”. While other types of student loans that pay for tuition and university supplies (books, equipment, etc.) are exempt from being considered income, and so do not affect the benefit amount awarded to students, the argument against Universal Credit policy is that since student maintenance loans are subject to interest and must be paid back, this excludes them from being considered as income.
The Department of Work and Pensions has defended the changes and claims that the new system “keeps the financial advantage of working”, and yet the open letter argues that this unfairly penalises students and those considering entering higher education. Opponents of Universal Credit claim it discourages low-income students from seeking higher education and therefor extends the gap of unequal representation of participants in higher education institutions. The open letter goes on to urge the government and the department of Work and Pensions to work alongside the Scottish Government in implementing a solution that secures the necessary funding needed to ensure the financial stability of Scottish students.
low cost ed meds ed rx online discount ed pills
You made some decent points there. I seemed on the web for the difficulty and located most people will go along with together with your website.
I’ve been surfing online more than 3 hours today, yet I never found any interesting article like yours. It?s pretty worth enough for me. In my opinion, if all web owners and bloggers made good content as you did, the internet will be a lot more useful than ever before.
http://medicationnoprescription.pro/# buy prescription drugs without a prescription
https://edpill.top/# ed meds by mail
Aw, this was an extremely nice post. Finding the time and actual effort to create a very good article… but what can I say… I procrastinate a whole lot and don’t seem to get anything done.
https://onlinepharmacyworld.shop/# no prescription needed canadian pharmacy
You could definitely see your skills in the work you write. The arena hopes for more passionate writers such as you who are not afraid to say how they believe. At all times go after your heart.
cheapest erectile dysfunction pills low cost ed medication online ed medications
http://onlinepharmacyworld.shop/# no prescription needed canadian pharmacy
There’s noticeably a bundle to know about this. I assume you made certain good factors in features also.
jeetwin affiliate
Jeetwin Affiliate
Jeetwin Affiliate
Join Jeetwin now! | Jeetwin sign up for a ?500 free bonus
Spin & fish with Jeetwin club! | 200% welcome bonus
Bet on horse racing, get a 50% bonus! | Deposit at Jeetwin live for rewards
#JeetwinAffiliate
Casino table fun at Jeetwin casino login | 50% deposit bonus on table games
Earn Jeetwin points and credits, enhance your play!
https://www.jeetwin-affiliate.com/hi
#JeetwinAffiliate #jeetwinclub #jeetwinsignup #jeetwinresult
#jeetwinlive #jeetwinbangladesh #jeetwincasinologin
Daily recharge bonuses at Jeetwin Bangladesh!
25% recharge bonus on casino games at jeetwin result
15% bonus on Crash Games with Jeetwin affiliate!
Twist to Win Genuine Currency and Voucher Codes with JeetWin’s Referral Program
Do you a supporter of internet gaming? Do you like the thrill of rotating the roulette wheel and winning big-time? If so, consequently the JeetWin’s Affiliate Scheme is perfect for you! With JeetWin Casino, you not only get to enjoy stimulating games but as well have the chance to earn authentic funds and gift vouchers plainly by promoting the platform to your friends, family, or virtual audience.
How Does it Work?
Joining for the JeetWin’s Affiliate Scheme is fast and effortless. Once you grow into an associate, you’ll obtain a unique referral link that you can share with others. Every time someone joins or makes a deposit using your referral link, you’ll get a commission for their activity.
Amazing Bonuses Await!
As a JeetWin affiliate, you’ll have access to a selection of captivating bonuses:
Sign Up Bonus 500: Get a abundant sign-up bonus of INR 500 just for joining the program.
Deposit Match Bonus: Enjoy a huge 200% bonus when you fund and play slot and fish games on the platform.
Unlimited Referral Bonus: Receive unlimited INR 200 bonuses and cash rebates for every friend you invite to play on JeetWin.
Exhilarating Games to Play
JeetWin offers a diverse range of the most played and most popular games, including Baccarat, Dice, Liveshow, Slot, Fishing, and Sabong. Whether you’re a fan of classic casino games or prefer something more modern and interactive, JeetWin has something for everyone.
Join the Supreme Gaming Experience
With JeetWin Live, you can bring your gaming experience to the next level. Participate in thrilling live games such as Lightning Roulette, Lightning Dice, Crazytime, and more. Sign up today and begin an unforgettable gaming adventure filled with excitement and limitless opportunities to win.
Convenient Payment Methods
Depositing funds and withdrawing your winnings on JeetWin is rapid and hassle-free. Choose from a selection of payment methods, including E-Wallets, Net Banking, AstroPay, and RupeeO, for seamless transactions.
Don’t Lose on Exclusive Promotions
As a JeetWin affiliate, you’ll obtain access to exclusive promotions and special offers designed to maximize your earnings. From cash rebates to lucrative bonuses, there’s always something exciting happening at JeetWin.
Get the Mobile Application
Take the fun with you wherever you go by downloading the JeetWin Mobile Casino App. Available for both iOS and Android devices, the app features a wide range of entertaining games that you can enjoy anytime, anywhere.
Sign up for the JeetWin’s Referral Program Today!
Don’t wait any longer to start earning real cash and exciting rewards with the JeetWin Affiliate Program. Sign up now and become a part of the thriving online gaming community at JeetWin.
https://onlinepharmacyworld.shop/# no prescription required pharmacy
cheapest pharmacy for prescriptions without insurance mail order prescription drugs from canada or canadian online pharmacy no prescription
http://fewiki.jp/link.php?http://onlinepharmacyworld.shop online canadian pharmacy coupon
best no prescription pharmacy canadian pharmacy world coupons and canadian pharmacy no prescription cheapest pharmacy for prescription drugs
A fascinating discussion is worth comment. There’s no doubt that that you need to publish more on this subject, it may not be a taboo matter but generally people don’t speak about these issues. To the next! Kind regards.
purchase desloratadine online – order desloratadine sale albuterol 4mg oral
Simply wish to say your article is as astonishing. The clarity on your put up is just cool and i could think you’re knowledgeable in this subject. Well with your permission let me to grasp your feed to keep up to date with impending post. Thank you 1,000,000 and please carry on the enjoyable work.
canadian pharmacy world coupons cheapest prescription pharmacy pharmacy no prescription required
Thanks for your article. It is quite unfortunate that over the last years, the travel industry has had to handle terrorism, SARS, tsunamis, bird flu virus, swine flu, as well as the first ever real global economic downturn. Through it the industry has really proven to be powerful, resilient in addition to dynamic, obtaining new tips on how to deal with hardship. There are always fresh difficulties and the possiblility to which the field must once again adapt and act in response.
http://onlinepharmacyworld.shop/# no prescription pharmacy paypal
http://edpill.top/# where can i get ed pills
top rated ed pills ed online meds or best ed pills online
https://fjb.kaskus.co.id/redirect?url=http://edpill.top get ed prescription online
online ed pills low cost ed medication and online ed medications buying ed pills online
canadian pharmacy no prescription: canadian online pharmacy no prescription – canada pharmacy coupon
Nice weblog right here! Also your website loads up fast! What web host are you the usage of? Can I am getting your affiliate hyperlink in your host? I wish my site loaded up as fast as yours lol
It’s actually a nice and useful piece of information. I am satisfied that you simply shared this useful info with us. Please keep us up to date like this. Thank you for sharing.
https://onlinepharmacyworld.shop/# cheapest pharmacy to fill prescriptions without insurance
One thing I’ve noticed is the fact there are plenty of misguided beliefs regarding the financial institutions intentions whenever talking about home foreclosure. One myth in particular would be the fact the bank desires your house. Your banker wants your hard earned cash, not your house. They want the money they lent you along with interest. Staying away from the bank will simply draw a new foreclosed final result. Thanks for your post.
An impressive share! I’ve just forwarded this onto a colleague who had been doing a little research on this. And he in fact bought me breakfast simply because I discovered it for him… lol. So let me reword this…. Thanks for the meal!! But yeah, thanx for spending time to discuss this matter here on your website.
It’s perfect time to make some plans for the future and it is time to be happy. I’ve read this post and if I could I wish to suggest you some interesting things or suggestions. Perhaps you can write next articles referring to this article. I desire to read even more things about it!
canada pharmacy no prescription best online prescription best online pharmacies without prescription
http://onlinepharmacyworld.shop/# rx pharmacy coupons
qiyezp.com
“아.” 탕인은 걸레를 들고 찜통을 벗고 찜통을 열었다.
https://medicationnoprescription.pro/# online pharmacy that does not require a prescription
PBN sites
We’ll create a network of PBN sites!
Merits of our privately-owned blog network:
We execute everything so google doesn’t realize THAT THIS IS A privately-owned blog network!!!
1- We purchase web domains from distinct registrars
2- The primary site is hosted on a VPS server (Virtual Private Server is rapid hosting)
3- Additional sites are on different hostings
4- We allocate a separate Google account to each site with confirmation in Google Search Console.
5- We create websites on WordPress, we don’t utilize plugins with assistance from which malware penetrate and through which pages on your websites are generated.
6- We don’t duplicate templates and utilise only individual text and pictures
We refrain from work with website design; the client, if wished, can then edit the websites to suit his wishes
http://edpill.top/# ed rx online
http://medicationnoprescription.pro/# canada pharmacy online no prescription
metformin 500mg generic – cheap acarbose 25mg acarbose 50mg uk
casino tr?c tuy?n uy tín: choi casino tr?c tuy?n trên di?n tho?i – choi casino tr?c tuy?n trên di?n tho?i
Next time I read a blog, Hopefully it won’t fail me as much as this particular one. I mean, Yes, it was my choice to read, nonetheless I really believed you’d have something useful to say. All I hear is a bunch of whining about something you could fix if you weren’t too busy seeking attention.
That is very attention-grabbing, You’re an excessively skilled blogger. I have joined your feed and look ahead to in search of more of your magnificent post. Also, I have shared your site in my social networks!
choi casino tr?c tuy?n trên di?n tho?i: game c? b?c online uy tín – web c? b?c online uy tín
Hi there, just became aware of your blog through Google, and found that it is really informative. I?m going to watch out for brussels. I will be grateful if you continue this in future. Lots of people will be benefited from your writing. Cheers!
ポーカーギルド 遊雅堂のおすすめスロットやライブカジノ10選! 入金不要ボーナス オンカジ 入金不要ボーナス -> https://wptjapan.com/yuugado-slots/ <- 遊雅堂のおすすめスロットやライブカジノ10選!
I enjoy what you guys are usually up too. This type of clever work and exposure! Keep up the terrific works guys I’ve you guys to my own blogroll.
casino tr?c tuy?n vi?t nam casino tr?c tuy?n game c? b?c online uy tin
Your style is unique compared to other people I have read stuff from. Thank you for posting when you have the opportunity, Guess I will just bookmark this page.
choi casino tr?c tuy?n tren di?n tho?i game c? b?c online uy tin choi casino tr?c tuy?n tren di?n tho?i
Howdy! This article could not be written any better! Reading through this article reminds me of my previous roommate! He always kept preaching about this. I am going to send this article to him. Pretty sure he’s going to have a great read. Thank you for sharing!
https://casinvietnam.com/# casino tr?c tuy?n uy tin
you are really a excellent webmaster. The web site loading velocity is incredible. It seems that you’re doing any unique trick. Moreover, The contents are masterpiece. you have done a excellent task in this subject!
Hey there! I’m at work surfing around your blog from my new iphone 3gs! Just wanted to say I love reading through your blog and look forward to all your posts! Keep up the superb work!
https://casinvietnam.com/# casino tr?c tuy?n vi?t nam
casino online uy tin casino tr?c tuy?n vi?t nam or choi casino tr?c tuy?n tren di?n tho?i
https://images.google.co.zw/url?q=https://casinvietnam.shop casino tr?c tuy?n uy tin
casino online uy tin web c? b?c online uy tin and web c? b?c online uy tin game c? b?c online uy tin
http://casinvietnam.shop/# casino tr?c tuy?n
casino tr?c tuy?n vi?t nam casino online uy tin or casino tr?c tuy?n
https://www.google.gp/url?sa=t&url=https://casinvietnam.shop danh bai tr?c tuy?n
casino tr?c tuy?n uy tin casino tr?c tuy?n uy tin and casino online uy tin casino online uy tin
micronase brand – buy glyburide 2.5mg online cheap order dapagliflozin without prescription
Your style is so unique in comparison to other people I have read stuff from. I appreciate you for posting when you’ve got the opportunity, Guess I’ll just bookmark this blog.
Nedir Ne Demek
casino tr?c tuy?n casino tr?c tuy?n vi?t nam or choi casino tr?c tuy?n tren di?n tho?i
https://www.monitoruju.net/whois/casinvietnam.shop/ casino online uy tin
casino tr?c tuy?n uy tin casino online uy tin and casino online uy tin casino online uy tin
Top JAV Actresses: Find Your Favorite Stars -> https://javseenow.com <- まつもといちかえろ
cougarsbkjersey.com
素晴らしい記事でした!新しい知識をたくさん得られました。
Great information. Lucky me I ran across your blog by chance (stumbleupon). I’ve book marked it for later.
casino tr?c tuy?n vi?t nam: casino tr?c tuy?n – casino tr?c tuy?n vi?t nam
casino tr?c tuy?n vi?t nam casino tr?c tuy?n vi?t nam or casino online uy tin
https://images.google.sh/url?q=https://casinvietnam.com web c? b?c online uy tin
danh bai tr?c tuy?n game c? b?c online uy tin and casino tr?c tuy?n vi?t nam casino tr?c tuy?n uy tin
Aw, this was an exceptionally good post. Taking a few minutes and actual effort to generate a very good article… but what can I say… I hesitate a lot and don’t manage to get anything done.
Introducing to you the most prestigious online entertainment address today. Visit now to experience now! Website: https://kubet881.com/
casino tr?c tuy?n uy tín: casino tr?c tuy?n uy tín – choi casino tr?c tuy?n trên di?n tho?i
web c? b?c online uy tín: casino tr?c tuy?n vi?t nam – casino tr?c tuy?n uy tín
game c? b?c online uy tín: casino online uy tín – choi casino tr?c tuy?n trên di?n tho?i
web c? b?c online uy tin game c? b?c online uy tin or danh bai tr?c tuy?n
https://www.google.com.br/url?q=https://casinvietnam.shop casino tr?c tuy?n vi?t nam
casino tr?c tuy?n vi?t nam casino tr?c tuy?n vi?t nam and game c? b?c online uy tin web c? b?c online uy tin
thewiin.com
Hongzhi 황제는 현기증이났습니다. “삼십 … 삼백 육만 냥 …”
Great article! We will be linking to this particularly great content on our website. Keep up the good writing.
casino tr?c tuy?n uy tín: web c? b?c online uy tín – casino online uy tín
Howdy, I believe your blog might be having web browser compatibility problems. Whenever I look at your blog in Safari, it looks fine however, if opening in I.E., it’s got some overlapping issues. I just wanted to provide you with a quick heads up! Apart from that, wonderful website!
casino tr?c tuy?n: game c? b?c online uy tín – casino tr?c tuy?n
Introducing to you the most prestigious online entertainment address today. Visit now to experience now! Website: https://jun88.ag/
casino tr?c tuy?n vi?t nam casino tr?c tuy?n uy tin casino tr?c tuy?n
casino tr?c tuy?n vi?t nam: choi casino tr?c tuy?n trên di?n tho?i – game c? b?c online uy tín
Having read this I thought it was really enlightening. I appreciate you taking the time and energy to put this informative article together. I once again find myself spending a significant amount of time both reading and posting comments. But so what, it was still worth it.
game c? b?c online uy tin danh bai tr?c tuy?n casino tr?c tuy?n vi?t nam
dánh bài tr?c tuy?n: casino online uy tín – casino tr?c tuy?n uy tín
Spot on with this write-up, I absolutely feel this web site needs much more attention. I’ll probably be back again to read through more, thanks for the information.
投資金額10万円以下の株主優待人気ランキング一覧! -> https://yutaitop.com <- 株主優待 10万円以下
casino tr?c tuy?n vi?t nam web c? b?c online uy tin game c? b?c online uy tin
game c? b?c online uy tín: dánh bài tr?c tuy?n – casino tr?c tuy?n